??ࡱ?>?? ??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????[? ??n?bjbj???? :?ΐΐ?2???????T T ????????????8?tW4?????????vvvR?T?T?T?T?T?T?$???+?lx?!?vvvvvx????????~{~{~{vl^????R?~{vR?~{~{?Z??F??????@?a?v???xR?8>???0????????xN??pF?F????V??vv~{vvvvvx?x?0zNvvv??vvvv??????????????????????????????????????????????????????????????????????vvvvvvvvvT ]: BAN CH?P H?NH TRUNG ??NG***S?: 250 -BC/TWTN-TNNTO?N TNCS H? CH? MINHH? N?i, ng?y 14 th?ng 4 nm 2015B?O C?O?nh gi? t?nh h?nh th?c hi?n v? k?t qu? cho vay v?n Qu? Qu?c gia v? vi?c l?m giai o?n 2011 - 2015------------Th?c hi?n c?ng vn s? 156/CVL-CSVL c?a C?c Vi?c l?m, B? Lao ?ng th??ng binh v? X? h?i v? vi?c b?o c?o t?nh h?nh th?c hi?n v?n cho vay Qu? qu?c gia v? vi?c l?m giai o?n 2011-2015, Trung ??ng o?n TNCS H? Ch? Minh b?o c?o ?nh gi? t?nh h?nh th?c hi?n v? k?t qu? cho vay v?n Qu? Qu?c gia v? vi?c l?m giai o?n 2011 - 2015, c? th? nh? sau:I. T?NH H?NH V? K?T QU? CHO VAY V?N 1. M?t ??c- T?nh ?n nay, t?ng ngu?n v?n m? Trung ??ng o?n i?u h?nh v? qu?n l? l? 72.067.900.000 (B?y m??i hai t? kh?ng trm s?u m??i b?y tri?u ch?n trm ngh?n ?ng ch?n). Tuy ngu?n ch?a ?p ?ng ??c nhu vay v?n c?a thanh ni?n, song ? ph?t huy t?c d?ng trong x?y d?ng c?c m? h?nh m?i ph?t tri?n s?n xu?t, kinh doanh gi?p thanh ni?n l?p th?n, l?p nghi?p. Qua ?, xu?t hi?n ng?y c?ng nhi?u nh?ng thanh ni?n ti?u bi?u s?n xu?t kinh doanh gi?i ??c nh?n gi?i th??ng L??ng ?nh C?a  ph?n th??ng cao qu? c?a Ban Ch?p h?nh Trung ??ng o?n d?nh trao t?ng cho c?c Nh? n?ng tr? xu?t s?c (t? nm 2006 ?n nm 2014 c? 1.500 g??ng m?t tr? ??c nh?n Gi?i th??ng). Ngu?n v?n vay qu? QGVVL nh? m?t ngu?n l?c t?ch c?c gi?p o?n Thanh ni?n tham gia v?o c?c ch??ng tr?nh ph?t tri?n kinh t? x? h?i n?ng cao ?i s?ng nh?n d?n v? x?a ?i gi?m ngh?o c?a to?n x? h?i. - Trung ??ng o?n ban h?nh c?ng vn s? 925/TWTN, ng?y 15/7/2011 trong vi?c t?p trong ngu?n v?n x?y d?ng c?c m? h?nh s?n xu?t kinh doanh ph?c v? ph?t tri?n kinh t?. ?y l? vn b?n nguy?n t?c ? ??c ?a ra k?p th?i gi?p o?n thanh ni?n th?c hi?n t?t vi?c cho vay v? qu?n l? ngu?n v?n. C?c d? ?n cho vay c? s? s?n xu?t, kinh doanh ph?t huy t?c d?ng t?t, em l?i hi?u qu? kinh t? cao, thu h?t nhi?u lao ?ng, t?o ra nhi?u s?n ph?m m?i cho x? h?i. Ngu?n v?n ??c giao qu?n l? ? ph?t huy t?c d?ng hi?u qu? trong vi?c b?o to?n ngu?n v?n, t? l? n? qu? h?n gi?m (gi?m t? 4.45% nm 2011 ?n 1.8% nm 2014 ch? y?u l? c?c d? ?n do g?p r?i ro kh?ch quan v? ang ch? x?a n?), s? l??ng lao ?ng ??c n?ng l?n (tng t? 2859 lao ?ng nm 2011 ?n 2923 lao ?ng nh? hi?n nay). Nhi?u t?nh, th?nh o?n ? d?ng ngu?n qu? Qu?c gia v? vi?c l?m ??c Trung ??ng o?n ?y quy?n qu?n l? cho vay c?c c? s? s?n xu?t kinh doanh c? t?c d?ng t?t l? Tuy?n Quang, i?n Bi?n, L?ng S?n, L?o Cai, Th?i Nguy?n, V)nh Ph?c, Ph? Th?, B?c Ninh, B?c Giang, H? N?i, H?i Ph?ng, H?ng Y?n, Nam ?nh, Ninh B?nh, Thanh H?a, Ngh? An, H? T)nh, Qu?ng B?nh, B?nh ?nh, B?nh Thu?n, B?nh D??ng, Long An, ?ng Th?p. S? v?n b? sung h?ng nm Trung ??ng o?n ch? duy?t vay cho c?c c? s? s?n xu?t kinh doanh theo k? ho?ch x?y d?ng c?a c?c t?nh, th?nh o?n. - C? ch? cho vay ngu?n v?n Qu? Qu?c gia v? vi?c l?m t?i Quy?t ?nh s? 71/2005/Q-TTg ng?y 05/4/2005 ? s?a ?i b? sung (23/01/2008) c?a Th? t??ng Ch?nh ph? v? qu?n l?, i?u h?nh ngu?n v?n cho vay Qu? Qu?c gia v? vi?c l?m nh? hi?n nay l? h?p l?, ?y quy?n duy?t vay ?n c?c t?nh, th?nh o?n ?i v?i c?c d? ?n vay ?n 100 tri?u ?ng v? t? tr?n 100 tri?u ?n 500 tri?u ?ng do Trung ??ng o?n ra quy?t ?nh duy?t vay. - C?ng t?c ph?i h?p ch? ?o c?a c?c t?nh, th?nh o?n ??c quan t?m, th??ng xuy?n ?n ?c, nh?c nh? c?c d? ?n qu? h?n, ?n h?n ph?i tr? c? k? ho?ch tr? n? theo ?ng th?i h?n vay, kh?ng ? t?nh tr?ng n? qu? h?n k?o d?i. Ch? ?ng ph?i h?p v?i Ng?n h?ng Ch?nh s?ch x? h?i ?a ph??ng h??ng d?n o?n vi?n thanh ni?n x?y d?ng d? ?n m?i ? k?p th?i xoay v?ng ngu?n v?n khi ?n h?n thu h?i, h?n ch? t?n ?ng v?n. ?i v?i c?c d? ?n ? ??c duy?t vay ?m b?o ??c gi?i ng?n kho?ng 15 ng?y sau khi c? quy?t ?nh.2. T?n t?i, h?n ch? - C?ng t?c qu?n l?, i?u h?nh v?n vay Qu? Qu?c gia v? vi?c l?m c?a m?t s? t?nh, th?nh o?n c?n l?ng t?ng, nghi?p v? qu?n l? kh?ng v?ng, s? li?u i?u h?nh qu?n l? ch?a ??c li?n t?c, ch? ? th?ng tin, b?o c?o c?n ch?m, kh?ng th??ng xuy?n, s? li?u ch?a ?y ?, ?c bi?t l? vi?c s? d?ng 100% ngu?n v?n Qu? Qu?c gia v? vi?c l?m cho vay theo h? gia ?nh v?i s? v?n vay nh?, l? d??i 20 tri?u ?ng hi?u qu? ngu?n v?n th?p (Ngu?n v?n b? ph?n t?n, nh? l? kh? qu?n l? i?u h?nh v? t? l? r?i ro cao v? tr?ch nhi?m tr? n? c?a vay th?p kh?ng t?o ra nhi?u ch? l?m m?i v? s?n ph?m m?i cho x? h?i. Kh?ng ? s? v?n c?n thi?t ? cho vay gi?p ? t?o d?ng m? h?nh m?i, kh?ng c? i?u ki?n thay ?i thi?t b?, c?ng ngh? m?i t?o ra nhi?u vi?c l?m, s?n ph?m m?i cho x? h?i). i?n h?nh vi?c cho vay nh? l? l? m?t s? t?nh, th?nh o?n mi?n n?i v?i a s? o?n vi?n, thanh ni?n ph?t tri?n kinh t? theo h??ng t? ph?t, di?n t?ch nh?, ch?a c? xu h??ng s?n xu?t kinh doanh theo h??ng li?n k?t, h?p t?c nh?m s?n xu?t h?ng h?a c? kh? nng c?nh tranh cao.- Ng?n h?ng Ch?nh s?ch x? h?i ?a ph??ng ? ch? ?ng ph?i h?p v?i c?c t?nh, th?nh o?n trong vi?c tng c??ng c?ng t?c qu?n l?, tri?n khai ho?t ?ng qu?n l? ngu?n v?n b?o ?m ?ng quy tr?nh, ?i t??ng. ?nh k? h?ng nm, th?nh l?p o?n ki?m tra tr?c ti?p ki?m tra, gi?m s?t ?i v?i c?ng t?c qu?n l?, tri?n khai th?c hi?n cho vay b?o ?m ph?t huy hi?u qu? ngu?n v?n. Tuy nhi?n s? ph?i h?p ch?a nh?p nh?ng c?a m?t s? Ng?n h?ng Ch?nh s?ch x? h?i ?a ph??ng trong vi?c ra h?n ?i v?i c?c d? ?n ? ?n h?n theo quy?t ?nh duy?t vay ?i khi ch?a c? s? trao ?i, th?ng nh?t gi?a c?c b?n. i?n h?nh nh? t?nh H?a B?nh, Y?n B?i, B?nh Ph??c.- Cn c? theo Quy?t ?nh s? 71/2005/Q-TTg ng?y 05/4/2005 ? s?a ?i b? sung (23/01/2008) c?a Th? t??ng Ch?nh ph? v? c? ch? qu?n l?, i?u h?nh ngu?n v?n cho vay Qu? Qu?c gia v? vi?c l?m t?i m?c 1 i?u 11 c?a Quy?t ?nh c? quy ?nh  Ng?n h?ng Ch?nh s?ch x? h?i ?a ph??ng x?y d?ng k? ho?ch thu n?, ti?n h?nh thu h?i n? c? g?c v? l?i khi ?n h?n&  . Tr?n th?c t? Ng?n h?ng Ch?nh s?ch x? h?i ?p d?ng ph?n k? tr? n? g?c, c?n l?i ti?n vay tr? t?ng th?ng v? ng??i vay kh?ng ??c s? d?ng ? s? ti?n vay theo quy ?nh th?i gian vay v?n ? ghi trong m?c 2 i?u 8 Quy?t ?nh s? 71/2005/Q-TTg ng?y 05/4/2005.II. HI?U QU? KINH T?T? nh?ng d? ?n trong c?c l)nh v?c chn nu?i, tr?ng tr?t, nu?i tr?ng v? ch? bi?n th?y s?n, ti?u th? c?ng nghi?p& ? t?o ra m?t kh?i l??ng s?n ph?m h?ng h?a r?t a d?ng cho th? tr??ng trong n??c v? xu?t kh?u. ?c bi?t th?ng qua vi?c vay v?n Qu? Qu?c gia v? vi?c l?m ? g?p ph?n h?nh th?nh n?n nhi?u trang tr?i tr?, t? h?p t?c, h?p t?c x? l?m n c? hi?u qu?, thu h?t nhi?u lao ?ng, c?c c? s? s?n xu?t, kinh doanh c?a o?n vi?n thanh ni?n c? c? h?i m? r?ng quy m?, t?o vi?c l?m v? tng th?m thu nh?p cho nhi?u lao ?ng tr? ? ?a ph??ng. 2:JL\fhjl?????????????????·?蛍tfXJ<hh^=5?CJ \?aJhh^=6?CJ]?aJhh?;?6?CJ]?aJhh^=6?CJ]?aJhO?6?CJ]?aJhh??6?CJ]?aJhhPO6?CJ]?aJhh2 ?6?CJ]?aJhh??5?>*CJaJh)=?h)=?CJaJhD\CJ aJhhPOCJaJhh??CJaJhO?CJaJhh^=CJaJhh^=5?CJaJ2:hjl???????????$$1$7$8$H$Ifa$gdO?$$1$7$8$H$Ifa$gd??$??$1$7$8$H$Ifa$gd??$1$7$8$H$IfgdD\$$1$7$8$H$Ifa$gdPO$$1$7$8$H$Ifa$????R l n ^v0??????ccccc$???Sd??<?<1$7$8$H$`?Sa$gd?e? $1$7$8$H$a$$1$7$8$H$a$gd?\?$???1$7$8$H$a$gd?\?1$7$8$H$Jkd$$If?l?0???$?????????????????????????????????????????????????????????????????????????4? la?|? ??2 @ F H V ? ? & 8 D F H P R l n ? , ? ? ? ? ? ? ????Ⱥ??ȯ?䯡??|pd[R[R[Dhh?Vd@???CJ\?aJh?-?CJ\?aJh?77CJ\?aJhh?9tCJ\?aJhh?VdCJ\?aJh?xCJ\?aJhh)=?5?CJ$\?aJhh^=5?CJ\?aJhh^=5?CJ$\?aJ$h?775?CJ\?aJhh? M5?CJ\?aJhhD\5?CJ\?aJhhPO5?CJ\?aJhh?H?5?CJ\?aJhh? M5?CJ$\?aJ$\^dtvxz??? (*,2>L???:n???.?????ṭ?????x?lclcl?[?[?P[Phh.c CJaJhCJaJh6?CJaJhh?9t6?CJaJhh?9t5?CJaJhh5?CJaJhh?9tCJaJhCJ\?aJhW(CJ\?aJhh?9tCJ\?aJhh?9t5?CJ\?aJh5?@???CJ\?aJhW(5?@???CJ\?aJhh?9t5?@???CJ\?aJhh,!?@???CJ\?aJ."???? *FRT?L:4dx?*,.0R?!!l!n!?????????ŷ??????????????~u~l~ch/7+CJ\?aJh,{CJ\?aJh?-?CJ\?aJh 8?CJ\?aJh?xCJaJh.Dh? ?CJaJh? ?CJaJh? ?CJ\?aJh?_h? ?CJ\?aJh?_h? ?5?CJ\?aJh?9tCJaJhCJaJhh.c CJaJhED?CJaJh?.uCJaJh?-?CJaJh 8?CJaJ!0n!X%?%z-f27<7:R8T|Z?]V_?a?f8i?kHr?????????????????$?Sd??<?<-DM? ????`?Sa$gd?e?$?Sd??<?<`?Sa$gd?e?$???Sd??<?<1$7$8$H$`?Sa$gd?e?$???Sd??<?<1$7$8$H$`?Sa$gd?e?n!p!r!?!?!?!z#?#^$?$?$%T%V%X%^%?%?%?%?%???????⻰????}pcQ@ h?e?h?a?@???CJaJmH*sH*#h?e?h?a?5?@???CJaJmH*sH*hjh?5?@???CJ\?aJh?5?5?@???CJ\?aJhhjh?5?@???CJ\?aJhCJaJh?5?CJaJh? ?CJaJh?$?h? ?CJaJh? ?@?CJ\?aJh 8?@?CJ\?aJh?OyhJKl@?CJ\?aJh?OyhW(@?CJ\?aJh?Oyh?A?@?CJ\?aJhh?A?5?@?CJ\?aJ?%?'?(\+?+z-|-~-?-?-R0f0j0~0?0?0111122d2f2?????ź?????xiZKZiZ???xh?e?h?e?CJaJmHsHh?e?hF?CJaJmHsHh?e?h?k?CJaJmHsHh?e?h?vSCJaJh?e?h?k?CJaJh?e?hF?CJaJh?e?h^S?CJaJh?e?hX?CJaJh?e?hED?CJaJh?e?hjh?CJaJh?e?hjh?5?CJaJmH*sH*h?e?h?a?6?@???CJ\?aJh?e?h?a?@???CJ\?aJh?e?h?a?@???CJaJf2j24457777:7<7B7L7x7?70:4:h;P8R:RRzR?R?S?S?S?S&T?????ʾʾ?????????sk_SK?K?Kh?J?CJaJh/7+h?J?5?CJaJh/7+hpK?5?CJaJh?^?CJaJhpsh?^?5?CJaJh?@9CJaJUhh?@9B*CJaJphhh?@9CJaJhh@:?CJaJhJKlCJaJh?C?CJaJhhjh?5?CJaJh?^?5?CJaJh?=[CJaJh?j?h?=[6?CJ\?aJh?=[CJ\?aJhpsh?=[5?CJ\?aJNgu?n v?n Qu? Qu?c gia v? vi?c l?m kh?ng ch? gi?i quy?t ??c nhu c?u v? v?n c?a o?n vi?n thanh ni?n trong vi?c tham gia ph?t tri?n s?n xu?t kinh doanh, t?o ra nhi?u lao ?ng m?i, m? th?ng qua ? c?n ph?t huy tinh th?n xung k?ch c?a tu?i tr? trong tham gia ph?t tri?n kinh t? x? h?i. - V?i c?c d? ?n trong l)nh v?c chn nu?i l? l)nh v?c chi?m t? tr?ng v?n cao nh?t c?a o?n, c?c d? ?n n?y ? cung c?p cho x? h?i ng?n t?n th?c ph?m ch? y?u l? tr?u, b?, l?n, ngan, v?t v? m?t s? con ?c s?n kh?c nh?: baba, r?n, ?c... i?n h?nh nh? m? h?nh:+ M? h?nh  T? h?p t?c Chn nu?i b? x? T?n Ph? ?ng , t?nh ?ng Th?p vay v?n Qu? Qu?c gia gi?i quy?t vi?c l?m c?a Trung ??ng o?n 144 tri?u ?ng,T? h?p t?c ??c th?nh l?p th?ng 6/2013, g?m 03 th?nh vi?n, t?p h?p c?c thanh ni?n l? b? ?i xu?t ngi t?i ?a ph??ng. C?c th?nh vi?n trong t? ? nu?i tr?n 45 con b? th?t, doanh thu b?n ra g?n 01 t? ?ng, tr? c?c kho?n chi ph? thu l?i nhu?n tr?n 300 tri?u ?ng. Tr?i qua qu? tr?nh ho?t ?ng, t? h?p t?c nu?i b? x? T?n Ph? ?ng ? nh?n ??c B?ng khen c?a UBND t?nh khen th??ng c? th?nh t?ch xu?t s?c h??ng ?ng phong tr?o  Chung s?c x?y d?ng n?ng th?n m?i v? n?i b?t anh Phan Th? Trung, t? tr??ng T? h?p t?c chn nu?i b? x? T?n Ph? ?ng l? 01 trong 04 thanh ni?n ti?u bi?u t?nh ?ng th?p nh?n gi?i th??ng L??ng ?nh C?a nm 2014 do Trung ??ng o?n trao t?ng. + M? h?nh  L?m x??ng m?c v? chn nu?i g? th??ng ph?m c?a o?n vi?n Nguy?n Vn M?ng ? th?n C?y Th?, x? Li?u ?, huy?n L?c Y?n ??c vay 60 tri?u ? tr? xong 100% s? ti?n g?c (tr??c h?n 01 nm). D? ?n ? ph?t huy ??c hi?u qu? kinh t? r? r?t, m?i nm l?i xu?t ?t tr?n 160 tri?u ?ng; thu h?t th?m 3 lao ?ng m?i l? ng??i d?n t?c thi?u s? c? thu nh?p ?n ?nh t? 3 - 3,5 tri?u ?ng/th?ng.- Trong l)nh v?c tr?ng tr?t, ? h?nh th?nh n?n h?ng trm ha c?y n tr?i, c?y c?ng nghi?p t?p trung, tr?ng m?i, c?i t?o h?ng trm ha v??n t?p, h?ng nm t?o ra ??c kh?i l??ng s?n ph?m h?ng h?a ?ng k? cho x? h?i. i?n h?nh nh? m? h?nh:+ M? h?nh  ?u t? s?n xu?t kinh doanh gi?ng c?y cao su c?a L? Minh Hi?n t?i B?nh Ph??c l?m ch? d? ?n, v?i s? v?n th?c hi?n d? ?n 200 tri?u ?ng. M? h?nh ho?t ?ng t?p trung v?o vi?c tr?ng v? chm s?c cao su gi?ng; s? lao ?ng ??c gi?i quy?t vi?c l?m l? 10 lao ?ng; doanh thu ?t 2.000 tri?u/nm.+ M? h?nh "M? r?ng s?n xu?t - x?y d?ng x??ng ch? bi?n ch? xanh" c?a anh Nguy?n Vn Tuy?n t?i khu 15, x? ?ng L??ng, huy?n C?m Kh?, vay 100 tri?u ?ng. ?y l? m? h?nh h?p t?c x? thanh ni?n ?u ti?n ??c BTV T?nh o?n Ph? Th? ph?i h?p v?i Li?n minh HTX t?nh h? tr? th?nh l?p. Hi?n nay, H?p t?c x? c?a anh Nguy?n Vn Tuy?n l?m ch? nhi?m ang s?n xu?t v? ch? bi?n ch? b?p t??i ? cung c?p cho th? tr??ng c?c t?nh. T? s? v?n 100 tri?u ??c vay t? ngu?n v?n 120, HTX ? thu h?t ??c 20 lao ?ng ?a ph??ng tham gia v?i thu nh?p b?nh qu?n 2,5 tri?u ?ng/ng??i/th?ng. H?ng nm HTX cho thu nh?p b?nh qu?n 100 tri?u ?ng sau khi ? tr? c?c chi ph?.+ M? h?nh  X?y d?ng trang tr?i t?ng h?p c?a o?n vi?n Ho?ng Trung Hi?u ? th?n Thooc Ph?a, th? tr?n Y?n Th?, huy?n L?c Y?n, t?nh B?c Giang t?o vi?c l?m v? thu nh?p ?n ?nh cho 19 lao ?ng, trong ? thu h?t th?m 15 lao ?ng m?i c? thu nh?p ?n ?nh t? 2 - 2,5 tri?u ?ng. T?ng doanh thu c?a m? h?nh tr?n g?n 500 tri?u ?ng/nm.- Trong l)nh v?c ti?u th? c?ng nghi?p, ? t?o ra m?t kh?i l??ng s?n ph?m h?ng h?a h?t s?c a d?ng cho th? tr??ng trong n??c v? xu?t kh?u. V?i b?n t?nh c?n c? ch?u kh? c?a thanh ni?n nhi?u s?n ph?m th? c?ng truy?n th?ng nh?: s?n, th?u ren, may m?c, i?u kh?c, m? ngh?, kh?c ?& ??c h?nh th?nh l?n t? thanh ni?n. i?n h?nh nh? m? h?nh:+ M? h?nh M? r?ng x??ng Gia c?ng c? kh? s?n xu?t d?y chuy?n, thi?t b? ph?c v? khai th?c ? do o?n vi?n thanh ni?n Nguy?n Vn H?ng l?m ch? th?c hi?n t?i th?n 9, x? An S?n, huy?n Th?y Nguy?n. ?y l? m? h?nh mang t?nh ?c th? ?a ph??ng do di?n t?ch ?i n?i chi?m ph?n l?n so v?i di?n t?ch ?ng b?ng v? vi?c khai th?c ? ph?c v? cho vi?c s?n xu?t xi mng mang l?i ngu?n thu l?n cho ng?n s?ch ?a ph??ng, tao c?ng n vi?c l?m v?i thu nh?p ?n ?nh cho ng??i lao ?ng. V?i s? ti?n vay t? ngu?n v?n Qu? Qu?c gia v? vi?c l?m k?nh Trung ??ng o?n ? g?p ph?n t?o vi?c l?m cho 10 lao ?ng v?i thu nh?p h?ng th?ng t? 7  10 tri?u ?ng trong ? ?i t??ng ch? y?u l? lao ?ng nam. ?y l? m?t trong nhi?u m? h?nh th? hi?n r? vai tr? c?a o?n vi?n thanh ni?n trong vi?c xung k?ch, s?ng t?o v? l?m gi?u ch?nh ?ng tr?n m?nh ?t qu? h??ng.+ M? h?nh  S?n xu?t h?ng may m?c v? gia c?ng gi?y da do o?n vi?n thanh ni?n Ph?m Vn Th?nh l?m ch? th?c hi?n t?i th?n An L?ng, x? An H?a, huy?n V)nh B?o, H?i Ph?ng. ?y l? m?t m? h?nh thanh ni?n ph?t tri?n kinh t? ti?u bi?u d?m ngh), d?m l?m c?a ch? m? h?nh trong vi?c c?nh tranh tr?c ti?p v?i c?c c?ng ty n??c ngo?i v? ch?t l??ng cing nh? s? l??ng doanh thu. M? h?nh ? thu h?t v? t?o c?ng n vi?c l?m cho 30 lao ?ng tr?c ti?p trong ? ?i t??ng lao ?ng n? l? 24 lao ?ng, ?i t??ng lao ?ng thu?c di?n thu h?i ?t l? 6 lao ?ng v?i thu nh?p b?nh qu?n t? 3,5  4 tri?u ?ng/ng??i/th?ng.- Trong l)nh v?c nu?i tr?ng v? ch? bi?n th?y, h?i s?n, tuy t? tr?ng v?n cho vay kh?ng nhi?u so v?i c?c l)nh v?c kh?c, nh?ng ?y th?c s? ang l? mii nh?n h?p d?n thanh ni?n b?i hi?u qu? kinh t? cao. T?p trung trong l)nh v?c n?y ch? y?u l? nu?i t?m, cua c? v? ngao, s?. Nhi?u d? ?n nu?i t?m, c? c?a c?c t?nh ven bi?n nh?: Th?i B?nh, Nam ?nh, Thanh H?a, B?nh Thu?n, Ph? Y?n, Kh?nh H?a, C? Mau, B?c Li?u,& ? mang l?i l?i nhu?n cao cho ng??i lao ?ng.III. KI?N NGH?, ? XU?T1. ? ngh? Ng?n h?ng Ch?nh s?ch x? h?i th?ng b?o v? c? quan duy?t vay (Trung ??ng o?n) c?c d? ?n ??c gia h?n v? th?i gian gia h?n ? ?m b?o qu?n l? v? theo d?i ngu?n v?n ch?t ch?.2. ? ngh? li?n B? Lao ?ng, Th??ng binh v? X? h?i, B? T?i ch?nh, B? K? ho?ch v? ?u t? h?ng nm b? sung th?m ngu?n v?n vay Qu? Qu?c gia v? vi?c l?m theo s? ch? ?o c?a Th? t??ng Ch?nh ph?, t?i cu?c l?m vi?c v?i Ban B? th? Trung ??ng o?n ng?y 22 th?ng 3 nm 2014 (Th?ng b?o s? 141/TB-VPCP ng?y 04 th?ng 4 nm 2014) v? kinh ph? kh?o s?t ?nh gi? ch??ng tr?nh v? t?p hu?n c?n b? cho o?n TNCS H? Ch? Minh, quan t?m ti?p t?c x?a n? v?i s? v?n l? 173.6 tri?u ?ng b? r?i ro do nguy?n nh?n kh?ch quan m? Trung ??ng o?n ? c? c?ng vn s? 229/T?TN ng?y 06/3/2009 g?i li?n B?. N?i nh?n:- Li?n b?: TC-LTBXH-KHT (? b/c);- Ng?n h?ng CSXHTW (? ph/h);- Th??ng tr?c BBT TW o?n;- C?c t?nh, th?nh o?n;- L?u VP, Ban TNNT.TM. BAN B? TH? TRUNG ??NG O?NB? TH?(? k?)Nguy?n Anh Tu?nPAGE &T4T6TTNT?T?TBUZUxZzZ|Z?Z?Z?Z?Z?Z~]?]?]?]?????Ķ???????u?uj[M@h?-?h?^?@???CJaJh?-?h?^?5?@???CJaJh,?h,?B*CJaJph?h,?h,?CJaJh/7+h,{5?6?CJaJh/7+h,?5?6?CJaJh,?h,?@???CJaJh?J?@???CJaJh?h?J?@???CJaJhW(h?J?6?@???CJaJh/7+h?J?5?6?@???CJaJh/7+h?Q?5?6?CJaJh/7+h?J?5?6?CJaJh?Q?CJaJh,?CJaJ?]?]V_X_Z_?_?a?a?a?a*b?b?b?bhele?e?eVf\f?f?f?f?f8i?????ѷ??|?iT?A?A?A?????%h?C?h?B?B*CJaJmH*phsH*(hh?B?5?B*CJaJmH*phsH*%h,{h?B?B*CJaJmH*phsH*+h/7+h?B?5?6?B*CJaJmH*phsH*#h/7+h?B?5?6?B*CJaJph%hh?B?B*CJaJmH*phsH*h?B?B*CJaJphh/7+h?B?5?6?CJaJhh?B?CJaJh?B?CJaJh?-?h?B?@???CJaJh/7+h?B?5?@???CJaJ8i:ihO?hO?5?CJ\?aJh?B?5?CJ\?aJ"h,{h^=5?CJ \?aJmH*sH*hO?h^=6?CJ\?aJhO?hO?6?CJ\?aJhhws?CJaJhh?;?CJaJ"hh^=5?CJ\?aJmH*sH*"hh7?5?CJ\?aJmH*sH*"hh?]<5?CJ\?aJmH*sH*hh?;?5?CJ\?aJ"hhy&?5?CJ\?aJmH*sH*hhws?CJaJmH*sH*?? ?0?4?6?8??B?D?H?J?N?P?\?^?`?d?f?j?l?n????ܻ?????????????????h?v? h?v?0Jjh?v?0JUh--jh--Uhh^=CJaJmH*sH*"hh5?CJ\?aJmH*sH*"hh^=5?CJ\?aJmH*sH*"hh^=5?CJ\?aJmH*sH*:?* ???> ?D0Endnote ReferenceH*>?> ?D0Footnote TextCJaJ<???< ?D0Footnote Text Char@& ???@ ?D0Footnote ReferenceH*4?4 ?;?0Header?H?$6???6 ?;?0 Header CharCJaJ^??^ ?A? Char Char1$$?d?d[$\$a$CJOJQJ^JaJB^B ?: Normal (Web) ?d?d[$\$*W?* CT?Strong5?\?PK!????[Content_Types].xml???j?0E????ж?r?(??΢Iw},??-j??4 ??w?P?-t#bΙ{U?????T?U^h?d}㨫???)??*1P?'?? ?^??W??0)??T?9<?l?#??$yi}??;?~@??(???H????u?* Dנz??/0?ǰ???? $?? X??3aZ????,?D0j~?3߶?b??~i>???3?\`???/?[???G??\?!?-?Rk.?s?Ի?..???a濭???PK!?֧??6 _rels/.rels???j?0 ???}Q??%v/??C/?}?(h"???O? ??????=?????? ????C??h?v=??Ʌ??%[xp??{۵_?Pѣ$????????? !)O?^?r?C$?y@?????/?yH*??񄴽)?޵??߻??UDb?`}"?qۋ?Jח???X^?)I`n?E???p)???li?V[]?1M???G?M?Ge???D?????3Vq%'#q?????$?8??K?????)f?w9:ĵ?? x}r?x????w???r?:\TZaG?*?y8I?j?bR??c|XŻ?ǿ?I u3KG?nD1?NIB?s??? ??R??u???K>V?.EL+M2?#'?f??i ~?V? ?vl?{u8??z??H? ?*???:?(W?☕~??J??T?e\O*?tHG??HY??}KN??P?*ݾ˦???TѼ?9/#??A7?qZ??$*c????qU??n??w?N??%??O??i?4 =3ڗP?? ????1?P?m \\9?????????Mؓ?2a?D?]?;Yt?\????[x??????]?}Wr??|?]??g-??? eW??)6-r??CS?j??i?d ?DЇA?ΜIqbJ#x?꺃 6k???#??A?Sh??&ʌt(Q?%??p%m??&]?caSl=?X???????\P?1?Mh?9?M??V?dDA??aV?B??[݈fJ?íP|8? քA?V^??f?H??n???-? ?"?d>?z???n??NJ? ?ة?>?b???&????2??v????Kyϼ???D:????,AGm??\nz??i?Ù??.uχYC?6?OMf??3o?r??$??5?????NH?T[XF64?T,ќ???M0?E)`#?5?XY?`?פ;??%?1?U?٥m;???R>QD ????D?cp?U?'??&LE?/p???m???%]?????8fi??r?S4?d 7y\?`?J?n???ί?I? R???3U?~7+???׸#??m? q?BiD??????????i*?L6?9??m?Y&?????i???HE??=(K&?N!V??.K?e?LD?ĕ?{D ????vEꦚde??NƟ??e?(?MN9ߜR?6????&3(??a????/D??U?z? ?2????? ?.n!?%f2&T?]8i?zn????n?!"#%&'BCDFGIJ?0Hr??:?n? $EHK !??8?@???????????0?( ? ??B ?S ???? ??3Mbcmx|}????????????????????????  7Z]???#$()-.23569:=>ABEFIJMNRSVWYZ^_bcghlz|}?????????????????????????????????"#%&+,01459:=>CDHIMNSTXY]`cdijnorsvw{|???????????????????????????????????????????????????  w{|????>@EFQX[\_`efijnorswx|}????????????????????????????????????????????????????????  "#&')59DIJNORSXY^_bcfgkloprswx{|????????????????????????????????????????????????????????    #$&')*-.124578;<@BFGLMQRUVYZ^_bdghklpqtuyz|}?????????????????????????  ? ? ? ? ? ? ? ?      ! $ % ( ) . / 2 3 6 7 ; < ? @ B C G H K L O P U V Z [ ] i l m q | ~  ? ? ? ? ?           # $ ' ( , . 3 4 8 9 < = @ A D E G H J K N O R W \ ] a b d e g h l q v w z { ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ?   !#$'(+-01459:=>@ACDIJMNPQUVZ[_`cdginoqrvw|}????????????????????????????????????????????????????????   #$'(+,/03589<=@AEFIKNORSVWYZ\]_`dejknorsvw{|???????????????????????????????????????????????????????   $%)+12459:<=BCGIKLPQUVZ[_`bcghlmqruwz{}~??????????????????????????????????????????????????  "#%&)*-.1356:>CDHIMNQRWX[\`bghklnostwy|}??????????????????????????????????????????????????????????????!"$%(),-124589=>@AEFIKPQSTXY]^bcfglmoquvz{~?????????????????????????????????????????????????????????? !"$%)*/02379=>BCFHLMOPRSXY\]abfglmqrwx|}?????????????????????????????????????????????????????????? #$)*./2378:<ABFGKLPQUVXY^_bcfgjkopsty{~???????????????????')????1345@AFGKLNZ]^bmopstwxz???????????????????????????????????????????????????  $%*+/02367:;ABEFJKMNSTWXZ\`aefijmnpqstwxz{~?????????????????????????????????????????????????????????  !"&'*+/0459:=>ABDEHINORUY\abfgiuxy}?????????????????????????????????????????  !&'*+/04589<=?@DEHILMSTYZ^_abfgkmpquv{???????????????????????????????????????????????????????????   !#$'(,.2389<=ABFGLMQRTUWX[\^_cdghjloptuxy{|??????????????????????????????????????????????????????? #$(),-1278;<@AEFKMPQSTYZ]^bcfhjkpuwx{|????????????????????????????????????????????????????????  !"%&*,/023569:<=ABEFIJLMPQUVYZ^_cdghklnosuwy|~????????????????????????????????????????????????????????   !%&)*./459:=>ABGHLMQV[\cdghklpqvwz{?????????????????????????????????????????????????  #%&*,/0349>ABEFIJOPTY^_ceinqrwx|}??????????????????????????????????????????????????????  !$&(),-01459:=>CEGHNOQRUVYZ^_cdfgijmnqrvwy}????????????????????????????????????????????  !"&(+,0156<=@AEHLMPQTVXY]^`bghkloptux|???????????????????????????????????????????????????????          $ % ( ) + , 1 2 5 6 9 : ? @ B C E F I J N O Q R V W Y b g h l m r v { | ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? !!!! ! !!!!!!!!!!!"!%!&!*!+!/!0!3!4!8!9!;!)B)C)F)G)J)K)N)O)S)T)V)W)[)\)_)`)e)f)i)j)n)p)s)t)v)w){)|))?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)?)* * *********#*$*'*(*+*,*.*/*2*3*7*8*;*=*@*A*C*D*G*H*M*N*S*T*V*W*[*\*_*`*d*e*g*h*k*l*o*p*s*t*x*y*}*~*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*?*+++ + + ++++++ +!+%+&+*+++.+/+4+5+8+9+<+=+A+B+F+G+J+K+O+S+W+Y+[+_+b+d+i+j+n+o+r+t+w+x+}++?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+?+,,,, , , ,,,,,,,,,$,%,),*,-,.,0,1,6,7,<,=,@,B,D,E,I,J,L,M,P,Q,T,U,W,X,[,\,`,a,c,d,h,i,l,m,p,t,w,x,|,},?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,--------- -!-&-*-/-0-4-5-8-9-=->-C-D-F-G-J-K-O-P-T-V-Y-Z-]-_-b-c-e-f-k-l-o-p-s-t-w-x-}-~-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-?-.... . .......... .#.$.&.'.).*...0.2.4.9.:.<.=.?.@.D.E.H.J.L.M.P.Q.T.U.Y.Z.].^.b.c.f.h.l.m.q.w.{.}.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?.?./'/-/X/\/?/?/?/?/?/?/?/?/?/?/K0L0P0Q0S0T0W0X0[0\0_0`0c0d0i0j0o0p0s0u0x0y0}0~0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?0?00151J1L1P1Q1T1U1Y1Z1]1^1a1b1e1h1i1k1l1o1?1?1?1?1?1?1?1?1?1?1?1?1?1?1?1?1?1?1?1?12 2 2>2^2c2e2h2k2x2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2 %Y]be7?? ? ? ? ??bb??)5??N???12?)?)d1?1?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2 %Y]be7?? ? ? ? ??bb??)5??N???12?)?)d1?1?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?2?er6h4??????????iC $?&?????????fU ?u?S?????????N, ??vr????????? J??Z???????????^f??H?????????!j?!(??c??????????'[&?k@N?????????>?'?p??????????SP?+?{?????????????+X?????????????u1|?%?????????0{?3?!???????????? 9?A?????????????;쐪?????????? HK?'!j?!?iC 0{?3?4eR??;N, fU ?u1? 9_1z[ J?=iDSP?+7w?W???akIe?X?[??+Qg?W?er^f?????????????????????????????????????????????????????????????????????????????????????????????????????????Χ?|        L ?         ????        x???        f|?        ???        `?2?        ?}?!        ????        ?H?        P42        ??^        ?”        Le??        ? P?        ???B?\       ~V?********????                 ??        ?9.?        ??        ???&        ?U?p        Hښ?        ?q?D??Va1?("2`?h1e?v?~ 2A?<r*|.c ?) n|  ?4 LH a \F3?m#b,?;>CnM?b_.-`?Q,{?Y(PO?r?t?v??J'k?O.DV?(?.?8?_me9!ps?4?M?V.?g(?hk?%!^h Cz 2(!?#?%#?U#?J$7%8&?#&M&?O'?e'W(?C(?4)[2*+`*?+F%+?&+/7+?~+--?0-G]-.?.?,.tI.?/B/?o/S1?+1?2AW3?4?h4g5w 7?/7?77?V8? 9?@9?X9?g9?:?@:|F:Cs;?<?]<Hh<?u<] =? =^="_=?>S.>?M>NC?CT??Z?YV@m@K A^AFcA%iA+ B?BcqBC?C?MC]RC\D?D?DHDqD?gEF oGbqG? ???d?????&?"n????X????N??-??(??e?Im??$??p??R? D????D?I{??2?2?@?__X?__??2??P??Unknown????????????G??* ??Times New Roman5??Symbol3.? ?* ??Arial5. ?*a??Tahoma?=? ?* ?Courier New;??WingdingsA???? B?Cambria Math"???hqj4'?s4G?r4G 3?:+\?:+\!???xx?d?2?2J?q??????? $P?????????????????????^=2!xx???O?N TNCS H? CH? MINHcid&hthAdminp                    ???????Oh??+'??0????????  0 < HT`hpx??ĐOÀN TNCS HỒ CHÍ MINHcid&hthNormalAdmin10Microsoft Office Word@?,?*@??_v?@6?d?u?@?"G?v??:+????՜.??+,??0 hp???? ????? ???\?2 ĐOÀN TNCS HỒ CHÍ MINH Title  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKL????NOPQRST????VWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????Root Entry???????? ?F0??a?v??Data ????????????M1Table????????U?WordDocument ????:?SummaryInformation(?????????????DocumentSummaryInformation8?????????MsoDataStore????????`??a?v?@?a?v?D?X?5?E5??SOEW???W?K?A==2????????`??a?v?@?a?v?Item ???? ?????Properties????????????UCompObj???? y???????????????? ???? ???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ?? ???? ?F'Microsoft Office Word 97-2003 Document MSWordDocWord.Document.8?9?q